How safe is PayPal? You can pay with your CC on Paypal, as long as there is no funds in the Paypal account. It is Horlicks for us youngsters lol. Forum Member. So, now I think I finally get it. I need more coffee. duffystev Posts: 4,979. His paypal account is limited. I didn't go ahead with the transaction in the end. Do you know what buyer protections they'll still receive at all? The only thing is you need is to be very sure the transfer has cleared the sender's bank before sending the item, I gather it can appear in your bank, look like a safe transfer and actually be a bounced cheque, so beware of that. Cashier's checks can be forged- PayPal payments can be reversed and disputed- even cash can be counterfeited- but a … Your one-stop-shop for news, updates and information from eBay about selling on eBay. What Is PayPal? Hi all, I'm selling my car this evening and the buyer wants me to go to his house and he will transfer the … Go. or is it once my money has gone to the other parties bank.i cant get anything back.if item is never sent and im conned. Click here to learn more; Seller requests payment by instant cash transfer via Western Union or MoneyGram. Sign Up for Free. Copyright © 1995-2020 eBay Inc. All Rights Reserved. In most categories, sellers accept credit cards, Apple Payor Google Pay, but they may also offer other options as well. 6 Tips to Save Using the Most Popular Food Delivery Apps. But hey, maybe I will earn a new badge or something. You can pay with your CC on Paypal, as long as there is no funds in the Paypal account. BUT there is no Buyer Protection on eBay for this method of payment, so that does not mean that the purchase is guaranteed to be 'safe'. 8; Next. Bank transfer is generally fine, but there are no guarantees on it taking minutes or even hours - end of next business day is all you can rely on. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. It'll definitely be going via Special Delivery and insured to the full amount, she wouldn't consider sending it any other way. 17 replies 42.8K views Jorell00 Forumite. (These payment methods aren't permitted on eBay.) Accepting credit and debit cards. (These payment methods aren't permitted on eBay.) But it’s not always as easy for the seller. What is the policy? PayPal is a safe and efficient way of getting paid on eBay. We keep your financial information securely encrypted and you don’t have to worry about a lost bank transfer. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. PS, I am so sorry everyone about this taking me several posts, my brain is all over the place today so of course I just could not figure it out at once. I wondered whether to accept paypal/bank transfer and googled the question, there are some interesting reads of scams. When eBay manages your payments, buyers can use a variety of payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. Selling car - Is it safe to accept bank transfer. They can just dash off a check, put it in the mail, and bam, you’re paid. No, there is no doubt about it. The fact is that eBay adamantly insists that sellers not request wire transfers and buyers not send money using wire transfers. If they do the fee for a transfer could be much less. The following payment methods are not allowed, including: As an eBay seller, you can encourage cheaper payment options – via debit or credit card, direct bank transfer, cheque, money order, or cash either on delivery or at pick-up. Otherwise, go ahead, you certainly save a lot on the fees! hello i won an auction a few hours ago from ebay.de the german ebay, and the seller had the option for payment bank transfer. PayPal is a safe and efficient way to get paid on eBay, and it's the payment method used most frequently by our buyers. Why? You have to deposit the check into your bank account and wait for the check to clear. PayPal is a service that online shoppers and businesses of all sizes can use to make transactions easier and safer. Bank transfers are safe but always wait to post until the working day after receiving payment. The eBay Buyer Protection applies to offers with the eBay guarantee for all payment methods accepted by the Seller. The only methods are pick up (cash) or ship (bank transfer). If you don't have a PayPal account, you can sign up on the PayPal site or by selecting the button below: (eBay does not ask buyers to pay into our bank account.) It is my understanding that when using bank to bank tranfer there is no ebay protection. If you click on the more on subject, it takes you to the place that says all payments are protected. Guarantee conditions of the eBay guarantee in detail. Thanks guys. Only payment methods offered at eBay Checkout are allowed. Did you complete eBay checkout and select your payment method there? How PayPal WorksWhat you can do with a personal account; Pay OnlineOnline payments without borders; Transfer & Collect MoneySend money to your friends or start collecting money; Get the PayPal AppManage your account on your mobile; Pay with CreditAdd a credit limit to your PayPal account; Search for DealsPay with PayPal and save money; Pay in 3Spread your purchase over three interest … While it is very thoughtful of you to consider the seller and the fee's, please only pay by paypal unless it is a pick up item, which you would pay for with cash once you had inspected it. If you do not provide proof of payment or the seller proves that he has not received the payment, your request for buyer protection may be rejected. No, it doesn't matter if you sent the money "to eBay" or put it "in escrow " or if the seller was "eBay approved" or any number of other official and above-board-sounding things. Learn how to accept PayPal payments. However, if your buyer phones his bank tomorrow, he can make arrangements to withdraw the full amount from his bank account in cash, and pick it up before he comes to collect. PayPal is the least safe of all payment methods for a seller, although the safest for the buyer. Ways to pay. When ordering on-line in Germany (not eBay), bank transfer is often the only payment method and I am lucky to have family in Germany who would pay for me (and often also take the delivery shortly before I go over to see them). How safe is PayPal? So, can they have the money sent to this friend’s PayPal account instead, and the friend can then bank transfer it to them? Will any of the buyer/seller protections still apply? PayPal has been around since 1998 when it emerged as a safe and secure way to pay for purchases on eBay. 78 posts 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. You can see a typical attacker’s pitch in the screenshot below. {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. Because it ads extra layer of protection in case something goes wrong. Bank Transfers are common for European sales. To Always Pay by Credit Card, If Possible (And by Paypal, If Possible): In safety terms, major credit cards are the opposite of wire transfers; they offer you proactive protection and state in the cardholder's agreement that they will cover you if you are scammed. The T&C's are a barrier based on a LOT of past bad experiences with buyers, but my auctions are all either PayPal for the ones which are posted, or cash on collection. Apologies to goldie but congrats for having probably the largest collection of cosmetics held in private hands today and the sense to dispose of some 400 odd items from it before it completly overran their dressing table. To pay with PayPal, select PayPal as your payment method at checkout and enter your account information. It expedites online purchases, and it hides sensitive financial information from merchants. more on the subject. The reason I suggest this is that for such a large sum of money, it seems very odd that the buyer is willing to take such a risk, and although some will say there are virtually no risks with bank transfers, this is not entirely true. PayPal’s a safer way to pay on eBay. Learn More → Your bank account number plus the bank's routing number – the numbers listed on the bottom of your checks – can be used to set up electronic deposits or withdrawals from your account. Please can someone give me some advice on this? Ooops! Red flag #1 asking to pay by bank transfer. (eBay Motors VPP is only available on eBay.com.) Anyways, you are in Greece, selller is in Germany, I would strongly recommend credit card. payment via bank transfer...how it works?? Why? Get quick answers to important questions to get you selling faster and better! if i pay from online bank with a refrence to what im buying? Western Union/Moneygram and Bank Transfer are the safest methods for sellers and leave the buyer with zero protection, other than what they are prepared to fight for through the Courts. If PayPal wasn't as safe or safer to use than a … When you accept PayPal, buyers can check out using a credit or debit card, an eBay gift card or voucher, or Afterpay – as well as with their PayPal account. I only know that as buyer, you should NOT pay by bank transfer. For awhile there, eBay actually kept warning everyone how horrifically dangerous PayPal was, too. The advantages of sending a bank transfer are that you do not need to wait for anything to arrive in the mail, there are no cheques to cash, and the funds are available immediately upon receipt. Having said that, my gut tells me he is ok becuase: 1. Is it safe to pay via bank transfer - are you protected? I am sorry @mudshark61369, I usually do provide links. What Is PayPal? Paypal does have a debit card which cost 4.95 a month right now,it keeps our money in a bank account in Bankcorp Bank,so I would think someday we will have a bank account with Bankcorp Bank… They can just dash off a check, put it in the mail, and bam, you’re paid. If PayPal wasn't as safe or safer to use than a … someone that has already paid this way before? Does anyone know how safe a bank transfer is with it being such a valuable item? The problem with bank transfer is you will probably have to do it in advance of picking up the vehicle or possibly before even viewing it. Next Last. Thanks. 0. Go. 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